Key Features of Budget 2025-26 | Indian Economy for UPSC CSE PDF Download

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Key Features 
of
Budget
2025-2026
February, 2025
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Page 2


Key Features 
of
Budget
2025-2026
February, 2025
ºÉiªÉàÉä´É VɪÉiÉä
Page 3


Key Features 
of
Budget
2025-2026
February, 2025
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Journey of Development
A country is not just its soil, a country is its people.
Agriculture
MSME
Investment
Exports 
Engines of development
The fuel: Reforms
Guiding spirit: Inclusivity
Destination: Viksit Bharat
Secure Inclusive Development
Enhance Spending Power Of India’s Rising 
Middle Class
Invigorate Private Sector Investments
Uplift Household Sentiments
Accelerate Growth
Aspiration for  
Viksit Bharat
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Page 4


Key Features 
of
Budget
2025-2026
February, 2025
ºÉiªÉàÉä´É VɪÉiÉä
Journey of Development
A country is not just its soil, a country is its people.
Agriculture
MSME
Investment
Exports 
Engines of development
The fuel: Reforms
Guiding spirit: Inclusivity
Destination: Viksit Bharat
Secure Inclusive Development
Enhance Spending Power Of India’s Rising 
Middle Class
Invigorate Private Sector Investments
Uplift Household Sentiments
Accelerate Growth
Aspiration for  
Viksit Bharat
Page 1
Development measures focusing on 
Garib, Youth, Annadata and Nari
Spurring Agricultural Growth 
& Building Rural Prosperity
03
04 02
05 01
• Rural community hub co-
location
• Institutional account services;
• DBT, cash out and EMI pick-
up
• Credit services to micro
enterprises
• Insurance; and
• Assisted digital services.
National Mission on High 
Yielding Seeds
Makhana Board in Bihar
Prime Minister Dhan-Dhaanya Krishi Yojana -
Developing Agri Districts Programme
Mission for Cotton Productivity
Enhanced Credit through KCC
To cover 100 districts and
likely to help 1.7 crore farmers.
To be set up to improve 
production, processing, 
value addition, and 
marketing and 
organisation of FPOs.
Targeted development and 
propagation of seeds with high 
yield, pest resistance and 
climate resilience.
5-year mission to facilitate 
improvements in 
productivity and 
sustainability of cotton 
farming.
Facilitate short term loans 
for 7.7 crore farmers, 
fishermen, and dairy 
farmers with enhanced 
loan of ?5 lakh.
Launch a 6-year Mission with special focus 
on Tur, Urad and Masoor, emphasising
• Development and commercial 
availability of climate resilient seeds
• Enhancing protein content
• Increasing productivity
• Improving post-harvest storage and 
management, assuring remunerative 
prices to the farmers. 
Aatmanirbharta in Pulses
India Post as a Catalyst for 
the Rural Economy
Page 2
Page 5


Key Features 
of
Budget
2025-2026
February, 2025
ºÉiªÉàÉä´É VɪÉiÉä
Journey of Development
A country is not just its soil, a country is its people.
Agriculture
MSME
Investment
Exports 
Engines of development
The fuel: Reforms
Guiding spirit: Inclusivity
Destination: Viksit Bharat
Secure Inclusive Development
Enhance Spending Power Of India’s Rising 
Middle Class
Invigorate Private Sector Investments
Uplift Household Sentiments
Accelerate Growth
Aspiration for  
Viksit Bharat
Page 1
Development measures focusing on 
Garib, Youth, Annadata and Nari
Spurring Agricultural Growth 
& Building Rural Prosperity
03
04 02
05 01
• Rural community hub co-
location
• Institutional account services;
• DBT, cash out and EMI pick-
up
• Credit services to micro
enterprises
• Insurance; and
• Assisted digital services.
National Mission on High 
Yielding Seeds
Makhana Board in Bihar
Prime Minister Dhan-Dhaanya Krishi Yojana -
Developing Agri Districts Programme
Mission for Cotton Productivity
Enhanced Credit through KCC
To cover 100 districts and
likely to help 1.7 crore farmers.
To be set up to improve 
production, processing, 
value addition, and 
marketing and 
organisation of FPOs.
Targeted development and 
propagation of seeds with high 
yield, pest resistance and 
climate resilience.
5-year mission to facilitate 
improvements in 
productivity and 
sustainability of cotton 
farming.
Facilitate short term loans 
for 7.7 crore farmers, 
fishermen, and dairy 
farmers with enhanced 
loan of ?5 lakh.
Launch a 6-year Mission with special focus 
on Tur, Urad and Masoor, emphasising
• Development and commercial 
availability of climate resilient seeds
• Enhancing protein content
• Increasing productivity
• Improving post-harvest storage and 
management, assuring remunerative 
prices to the farmers. 
Aatmanirbharta in Pulses
India Post as a Catalyst for 
the Rural Economy
Page 2
Inclusive Human Resource 
Development and Social Justice
Revision in classification criteria for MSMEs
Credit Cards for Micro Enterprises: Customised Credit Cards with a ? 5 lakh limit
for micro enterprises registered on Udyam portal. In the first year, 10 lakh such cards
will be issued.
Scheme for first time Entrepreneurs: For 5 lakh first-time entrepreneurs,
including women, Scheduled Castes and Scheduled Tribes, a new scheme, to be
launched, to provide term loans up to ? 2 crore during the next 5 years.
Measures for Labour Intensive Sectors
• Focus Product Scheme for Footwear &
Leather Sectors:schemeisexpectedto
facilitate employment for 22 lakh persons,
generate turnover of ? 4lakhcrore and
exports of over ? 1.1 lakh crore.
• Measures for the Toy Sector: To focus on
development of clusters, skills, and a
manufacturing ecosystem that will create
high-quality, unique, innovative, and
sustainable toys to represent the 'Made in
India' brand.
• Support for Food Processing: Establishment
of a National Institute of Food Technology in
Bihar, enhanced income for the farmers and
skilling, entrepreneurship and employment
opportunities for the youth.
Supporting MSMEs & 
Furthering Make in India
? in Crore Investment Turnover
Current Revised Current Revised
Micro 
Enterprises
12.5 5 10
Small 
Enterprises
10 25 50 100
Medium 
Enterprises
50 125 250 500
Manufacturing mission with the 
mandate to focus on
• Ease and cost of doing business;
• Future ready workforce for in-
demand jobs;
• A vibrant and dynamic MSME 
sector;
• Availability of technology; 
• Quality products; 
• Clean tech manufacturing for 
climate-friendly development.
? in Crore Credit guarantee cover
Current Revised
MSEs 510
Startups 10 20
Exporter MSMEs For Term Loans Up To ` 20 Crore
Significant enhancement of credit 
availability with guarantee cover
Development measures focusing on 
Garib, Youth, Annadata and Nari
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